Your transaction data is the richest record of how your customers live and spend, and it arrives as a cryptic string. Spade matches every transaction, on card, ACH, and transfers, against a verified database covering 99.9% of businesses in the US and Canada, appending the real merchant, exact location, brand, and category in under 40ms at over 99% accuracy. A lookup, not a guess.
The largest banks and fintechs in the US and Canada, including Citizens, PayPal, FIS, Stripe, and Mercury, use Spade to cut disputes, power precise rewards, win more of their customers' everyday spend, and turn their first-party transaction data into cross-sell, offers, and AI.