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FinovateFall
September 9-11, 2024
The Marriott Marquis Times SquareNew York

New technology = new opportunities

New technology means new opportunities to transform and grow your organization. See them IRL this September.

Addition Wealth

Addition Wealth is a financial wellness company that brings modern wealth management to the masses.

BankShift

Financial institutions do not have the extensible technical architecture to easily customize and extend products “off app” or outside of the financial institution’s ecosystem. Their platforms are often a patchwork of vendors stitched together without a coherent vision or a customer-first approach. They want to upgrade to best-in-class vendors but are wary of the technical challenges and costs. They lack the expertise or the budget to acquire the necessary expertise and execute this plan. BankShift enables financial institutions to strengthen customer trust, loyalty, and revenue through a modern, digital-first platform with a seamless web and mobile open-banking experience and patent-pending branding technology.

Bud Financial

Bud Financial democratizes access to data, making it easier for financial institutions to get an understanding of their customers, financial habits, risks and more - all instantly available, with no need to code or write queries.

Carrington Labs

Customers have been historically underserved by traditional lending products and predatory lending practices that can come with increased risk of debt traps and long-term debt cycles. Through Carrington Labs and their data-driven, AI-powered modern credit decisioning and lending solutions, they aim to increase access to finances and enable businesses to provide customers with safe and affordable financial products.

CD Valet

CD Valet’s online marketplace provides an unbiased, ad-free platform to share, compare, and open Certificates of Deposit for financial institutions and consumers shopping for the most competitive rates and terms nationwide.

ComplyCo

ComplyCo addresses testing and monitoring aspects of compliance programs at financial institutions, which includes third party oversight responsibilities, i.e. closely monitoring their fintech relationships.

Corsound AI

Corsound AI addresses the prevalent issue of voice-related fraud within the financial services industry. With their cutting-edge technology, Corsound AI offers a unique solution designed to combat and mitigate the risks posed by fraudulent activities involving voice manipulation and deepfake threats. Their innovative approach aims to safeguard financial institutions and their customers from the rising challenges of voice-related fraud, ensuring enhanced security and trust in voice interactions within the financial sector.

Credit Mountain

80% of the people who are declined by a financial institution will never apply with them again. Credit Mountain helps organizations grow their business by retaining, nurturing, and cross-selling declined borrowers.

Delfi Labs

Risk management is time consuming and slow, translating to challenges in understanding failure points and developing appropriate strategies. Delfi Labs creates efficient risk management and hedging strategies in minutes, enabling clients to defend margins, enhance performance, and raise valuation.

Diadem Capital

Diadem Capital’s AI-powered fundraising marketplace connects startups with investors and lenders to make their next funding round simple, efficient, and quick.

Eisen

Eisen streamlines account offboarding.

Eko Investments

53% of Americans want to invest with their bank, however, today less than 1% do so. Eko Investments offers investments to all clients starting from $10, and not just the top 1% via a financial advisor.

Fin3 Technologies

Fin3 Technologies reduces check fraud and improves back-office efficiency at FIs.

Finalytics.ai

Finalytics.ai provides personalization for banking.

FinTech Insights

FinTech Insights addresses the serious lack of accurate and up-to-date information regarding the digital financial competitive landscape that is leading to delays in product releases, unhappy customers, and increased development costs.

Fizen Technology

Verify by Fizen Technology is an out-of-the-box screening tool for Origination Workflow, Vendor, and Customer Identification Programs, which empowers organizations to verify customer identities, conduct risk assessments, and monitor suspicious transactions.

Further

Further gives consumers optionality and improves financial health.

GenRPT

GenRPT addresses several critical challenges in the financial services industry, from simplifying complex data analysis and enabling real-time decision-making to enhancing fraud detection, risk management, regulatory compliance, customer insights, transaction analysis, and overall operational efficiency. These solutions drive better outcomes for financial institutions, ensuring they remain competitive and responsive in a rapidly evolving market.

GPTadvisor

GPTadvisor solves the challenge of inefficiency and lack of comprehension in wealth management by leveraging AI to enhance portfolio analysis, asset allocation, compliance, and advisory workflows.

iDENTIFY

iDENTIFY unifies data across disparate data silos.

ID-Pal

ID-Pal simplifies compliance and enhances fraud prevention with an end-to-end identity verification and OFAC / AML Screening solution.

illuminote

Legal documents such as Estate Plans persist in paper form without a centralized repository for digital authentication to provide an immutable record. Current solutions necessitate manual document reviews and rely on sub-par storage, which cannot guarantee that the latest document uploaded is the final and definitive document necessary in court. This leads to additional costs, time inefficiencies, human errors, liabilities, and for financial institutions, AUM reduction when the client dies. With the DARCi Registry by illuminate, financial institutions and advisors can authenticate registered client legal estate records with confidence, providing access to authenticated data without expensive tech integrations.

Infinant

Infinant helps banks grow through alternative digital channels.

ModernFi

ModernFi helps financial institutions challenged with higher interest rates and deposit runoffs with balance sheet management and deposit growth.

MoneyKit

MoneyKit addresses poor connection success rates and insufficient institution coverage in bank account linking and data aggregation.

NayaOne

The NayaOne Digital Sandbox helps banks, credit unions, and insurers partner with fintechs to accelerate innovation.

Nest Bank & Efigence

Nest Bank's approach, based on (LLM), is a bold and innovative shift towards true customer centricity. They make banking as simple as having a conversation.

Efigence focuses on innovation and digital excellence, offering a range of customized services and products for various industries. The company's services include ideation, UX/UI design, software development, and data & AI, all designed to help companies advance and improve.

Odynn

Odynn’s next gen white label holistic B2B travel portal addresses travel loyalty confusion for major bank, neobank, and card issuer fintech customers.

PointChain

Financial institutions are playing at a disadvantage, as their systems are reactive, which creates a huge element of vulnerability to risk. PointChain’s risk forward approach to banking and centralized platform, which serves as a single source of data for the bank, can change the narrative and put the bank back into the advantage.

QuAIL Technologies

QuAIL Technologies addresses issues with time constraints, data silos, and inefficient workflows so organizations can spend less time managing and more time growing.

Quavo Fraud & Disputes

QFD® focuses on maintaining a seamless UX & CX for issuers and accountholders, creating OPEX, and reducing losses while ensuring regulatory compliance.

Scamnetic

Scamnetic tackles scams by empowering consumers through their trusted service providers.

Setuply

Setuply makes client onboarding and other areas of customer success scalable and repeatable.

Speakeasy

API integrations are a fundamental, critical, and ubiquitous technology in digital financial services. Yet developers in every financial institution need to reinvent the wheel when it comes to building robust, well-managed, and easy-to-use APIs. As a result, customers and partners struggle to complete integrations — with time-to-integration measured in months or more, and a huge investment in engineering time and support. Meanwhile, API producers find themselves investing more and more time, money, and focus into their API initiatives — without significant returns. Stripe became one of the leading payment providers largely due to its stellar integration experience. They are able to invest in large engineering teams who can build the plethora of API tools and platforms required to create great APIs. No financial institution today can boast a similar level of API sophistication. Speakeasy brings this market-leading capability to every financial institution — at a significantly reduced cost, and rapid time-to-market.

Stock Unlock

Stock Unlock's investment software platform helps retail investors make more informed decisions in the stock market.

Stride

Stride Conductor blends the power of GenAI and the security needed by mature organizations to eradicate tech debt.

Synctera

Banks' traditional core systems are not built to manage BaaS programs, creating difficulties in effectively managing compliance and oversight. With Synctera, banks can compliantly launch or scale their BaaS programs and increase deposits and revenue through interchange or other fees.

Telesign

Telesign is solving for fraudulent onboarding attempts by managing phone number reputation as well as insuring strong authentication practices to prevent APO and other fraud.

TodayPay

Refunds are a $1.4 trillion payment flow that takes 7+ days to process, hurting consumers and merchants alike due to lack of competition and innovation. TodayPay is leading the Refunds Revolution with speed and choice helping 150 million Americans get their money back instantly.

TradingValley

TradingValley leverages AI technology to improve the efficiency of investing.

Union Credit

Union Credit expands financial inclusion and equality for consumers, while solving member/customer acquisition issues for credit unions and community banks.

Veeam

Veeam provides a holistic approach to ransomware from pre-incident, during incident, and post-incident.

Vine Financial

Vine Financial brings affordable and configurable software to commercial lending.

VIPASO

VIPASO fosters financial inclusion and supports financial institutions, banks, and mobile network operations to empower everybody to participate in payments.