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FinovateFall
September 8-10, 2025
The Marriott Marquis Times SquareNew York
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Day 3 - September 10

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Day 3 - September 10
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Showing 3 of 3 Streams
8:00am - 9:00am
Registration, breakfast & networking
8:30am - 10:30am
A special session for credit unions only (8.30am-10.30am)
9:00am - 9:05am
Welcome from Finovate
9:05am - 9:20am
Special Address
9:20am - 9:45am
Power Panel: As embedded finance expands beyond banking & now financial services are everywhere how can financial institutions capture the opportunity which could generate over $100 billion in revenue?
  • Phil Goldfeder - CEO, American Fintech Council (AFC)
  • Rodrigo Suarez - Chief Banking Officer, Piermont Bank
  • Norah Coelho - Managing Director, Embedded Finance, J.P.Morgan
  • Lauren McCollom - SVP, Head of Embedded Finance, Grasshopper Bank
9:45am - 10:15am
Out of the Box Keynote Address: Creating trust and loyalty through AI enhanced CX
  • Jon Lakefish - Founder, Lakefish Group
10:15am - 10:40am
Power Panel: The customer experience revolution - how financial services providers can compete in a hyper personalised world. & meet customers at their point of need? What are the key lessons to learn from other industry verticals & from big tech companies about building customer trust?
  • Rutger Van Faassen - CEO, Informationbanker
  • Shruti Patel - Chief Product Officer, Business Banking, U.S. Bank
  • Sherry Graziano - Head of Digital and Care Center Banking, Truist Financial Corporation
  • Terry O’Neil - Head of Connected Commerce, Retail Services, Citi
10:40am - 10:45am
Tracks start in 5 minutes!
Showing 3 of 3 Streams
10:45am - 10:50am
Opening remarks from the chair
10:50am - 11:05am
Keynote Address: What is the state of play for AI in financial services? What critical lessons can we learn from large-scale AI implementations?
  • Yury Pukha - CEO, Intelligent Edge Consulting
11:05am - 11:20am
Special address
11:20am - 11:45am
Power Panel: Strategies for successful AI adoption & real-life use cases. why achieving success will go beyond the tech
10:45am - 10:50am
Opening remarks from the chair
10:50am - 11:05am
Keynote Address: Are real-time payments ready to take off? Is faster always better? What are the challenges around developing products on top of RTP and FedNow rails?
  • Stephanie Miracle - FedNow Client Specialist, Federal Reserve Financial Services
11:05am - 11:20am
Special address
11:20am - 11:45am
Power Panel: The payments market is estimated to reach $4.78 trillion by 2029 – in the face of fierce competition how can banks capture this opportunity?
  • Matthew Alfieri - Partner, Centana Growth Partners
  • Geetha Premraj - Head of Global Product Delivery for Real-Time Payments, J.P.Morgan
  • Roshni Joshi - Principal Banker, North America, Wise
  • Kiana Pourjanfeshan - Vice President of Client Services, Treasury Prime
10:45am - 10:50am
Opening remarks from the chair
10:50am - 11:05am
Keynote Address: Capturing the opportunity of small business lending: how can financial institutions successfully engage this market
  • Jason Mikula - Publisher, Fintech Business Weekly
11:05am - 11:20am
Special Address
11:20am - 11:45am
Power Panel: Embedded lending is on the rise & is moving beyond buy now pay later - how can financial institutions capture the opportunity?
  • Peter Renton - CEO, Renton & Co, LLC
  • Kim Gerhardt - Owner and Principal Advisor, The FinTech Interactive
  • Angel Sorane Andrade - IT Head, F1RST Digital Services, Banco Santander
  • Shivam Goyal - Venture Partner, Endeavor Capital Management
Showing 1 of 1 Streams
11:45am - 12:00pm
Quick refreshments & networking break
Showing 3 of 3 Streams
12:00pm - 12:05pm
Opening remarks from the chair
12:05pm - 12:20pm
Keynote address: Will agentic AI redefine the future of financial services?
  • Nick Fok - Managing Partner, Erez Capital
12:20pm - 12:35pm
Special Address
12:35pm - 1:00pm
Power Panel: Responsible AI in financial services: unlocking innovation whilst managing risks & building trustworthy systems for your customers
  • Pablo Salazar - Director of Model Risk Management (MRM), Stellar Bank
  • Elias Kruger - Managing Principal, Long-Range AI Consulting
  • Ipsita Basu - Product Lead, Shopify
  • Yossi Leon - Adjunct Professor, NYU's School of Engineering
12:00pm - 12:05pm
Opening remarks from the chair
12:05pm - 12:20pm
Keynote Address: The power of distinctiveness: brand’s new role in customer growth
  • Sarah Welch - Managing Director, Curinos
12:20pm - 12:35pm
Special Address
12:35pm - 1:00pm
Power Panel: Walking the CX talk - how financial institution can deliver outstanding omni channel CX & move away from a siloed approach to blend human & digital CX
  • Lauren D’Auria - Head Consumer Interactive Indirect Vertical, TransUnion
  • Richard Mathera - Behavioral Scientist, Irrational Labs
  • Steven Ramirez - CEO, Beyond The Arc
  • Paula Grieco - Senior Vice President, Commonwealth
12:00pm - 12:05pm
Opening remarks from the chair
12:05pm - 12:20pm
Keynote Address: The future for open banking - how will open data impact the US banking industry & what are the benefits of being an early mover?
  • Ryan Miller - Vice President & Senior Counsel, American Bankers Association
12:20pm - 12:35pm
Special Address
12:35pm - 1:00pm
Power Panel: What are the compelling use cases for open banking for US financial institutions? How could AI take the industry beyond open banking?
  • Michelle Beyo - CEO & Founder, Finavator
  • Mirella Reznic - CEO, Farmers Insurance Credit Union
  • Mike Ma - Managing Partner, Sidecut Ventures
  • Jennifer Tescher - Founder & CEO, The Financial Health Network
Showing 1 of 1 Streams
1:00pm - 1:45pm
Lunch & networking discussion roundtables
Showing 1 of 1 Streams
1:45pm - 2:00pm
Keynote Address: The global economic & geopolitical outlook & the direction of travel for the US economy
2:00pm - 2:25pm
Power Panel: Balancing the balance sheet - with clients keeping their money in various pots, falling interest rates & a booming stock market how can banks & credit unions win the battle for deposits especially as challenger banks now have deposits firmly in their sights?
  • Penny Crosman - Executive Editor, Technology, American Banker
  • Patricia Montesi - Founder & CEO, Qolo
  • Josh Williams - CBO & Head of Partnerships, Seattle Bank
  • Christopher Hollins - Head of Treasury Management Sales & Delivery, SVB, a Division of First Citizens Bank
2:25pm - 2:45pm
Fireside Chat with a former US regulator: The new US administration & the changing regulatory landscape: what banks & fintechs need to understand about the risks being unleashed
2:45pm - 3:10pm
Power Panel: From competition to collaboration & co-creation - why now more than ever banks need to build strategic partnerships. how to measure the ROI & what you need to know about the lifecycle of partnerships. What new partnership plays tell us about the unbundling & reassembling of financial services
  • Jason Mikula - Publisher, Fintech Business Weekly
  • Ami Iceman - Chief Research and Digital Experience Officer, MSU Federal Credit Union
  • Zakie Twainy - Digital Partnerships & Enterprise Innovation, BNY Mellon
3:10pm - 3:30pm
Out Of The Box Keynote Address: Front seat, first question: a White House perspective
  • Ben Feller - Partner, Maslansky Partners
3:30pm - 3:55pm
Investor All Stars: In turbulent times what is the outlook for the market & what does it mean for funding levels, valuations & the future of financial services? Looking to the future, how can niche product fintechs be turned into platform companies?
  • Lindsay Fitzgerald - General Partner & Co-Founder, Vesey Ventures
  • Boyang Li - Principal, Framework Venture Partners
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
  • Mary Joseph - Senior Vice President, Strategic Investments, Citi
3:55pm - 4:55pm
Farewell drinks and book signing with Ben Feller
Day 2 - September 9
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