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A leading global technology research and advisory firm, Ovum provides financial institutions and service providers with the insights and advice to deliver on the opportunities that new technologies, business models and competitive disruption present. Ovum’s Financial Services Technology team supports clients across the retail banking, payments, and insurance industries. For more information, please contact James Wharf, Account Director (, t: +44 (0) 20 7017 5870 m: +44 (0) 7917 815614).