Welcome to Zephyr's Adjusted for Risk Podcast hosted by market strategist Ryan Nauman. In this episode, we are joined by John Falb, President and CEO at Edvisors, to discuss the evolving landscape of higher education, rising tuition costs, and the complexities of the college loan process. John shares valuable insights on recent changes in federal loan programs, demographic shifts, and the varying financial strategies for paying for college. From 529 plans to private student loans, John offers numerous tips and advice for families and financial advisors aiming to make informed decisions about college education. Tune in to learn about the latest trends and practical strategies to help navigate the challenging journey of higher education financing.

00:00 Introduction and Welcome
01:04 Guest Introduction: John Falb
02:21 Trends in Higher Education and Student Loans
05:32 Personal College Experiences
08:08 Financial Considerations for College
12:31 Role of Financial Advisors
23:34 Steps for Financing College Education
27:29 Final Thoughts and Resources

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